SC Privacy Policy

Privacy Policy

This Privacy Policy explains how Steven Alcoran Checa, through this personal advisory website, collects, uses, stores, and protects personal information submitted through the SC™ Life Protection Readiness Score, optional personal review request, contact links, email, and booking tools.

Personal advisory website

This is a personal advisory page associated with Steven Alcoran Checa, Pru Life UK Financial Advisor. It is not the official corporate website of Pru Life UK. Official product, application, underwriting, and policy processes remain subject to Pru Life UK requirements and applicable regulations.

Legal basis and privacy standard

This page is designed with reference to the Philippines’ Data Privacy Act of 2012, Republic Act No. 10173, its Implementing Rules and Regulations, and relevant guidance from the National Privacy Commission. Consent under the Data Privacy Act means a freely given, specific, and informed indication of will, evidenced by written, electronic, or recorded means.

Information collected

You can view your SC™ Life Protection Readiness Score and 4Ps result before submitting contact details. If you request a personal review, the information collected may include your name, email address or mobile number, preferred contact method, planning responses, optional budget range, optional timeline, optional main reason, Investment Risk Comfort Check result, message details, consent choice, consent timestamp, privacy-notice version, and related information needed to respond to your inquiry.

The public website does not require your date of birth. Exact birthdate, health details, identification documents, signatures, and formal application information should only be requested later when needed for proper proposal preparation, suitability review, or official application processing.

How information is used

Your information may be used to generate or review your SC™ Life Protection Readiness Score, respond to your requested personal review, schedule a Protection Review Session, provide relevant financial planning information, prepare follow-up discussions, and assist you if you choose to proceed with proposal or application steps. Optional educational or marketing messages will be sent only if you choose the optional consent box.

Sharing of information and service providers

Your personal information is not sold to third parties. Information may be processed through service providers used to operate this page and respond to requests, such as Netlify Forms, email, WhatsApp, Facebook/Messenger, LinkedIn, Google Calendar, and related website or communication tools. Information may also be shared when necessary to comply with applicable law or proceed with insurance-related discussions and application processing through authorized parties and official channels.

Retention and protection

Reasonable care will be used to protect submitted information against unauthorized access, loss, misuse, or disclosure. Non-client assessment inquiries are intended to be retained for up to 12 months from submission unless a longer period is needed for an active advisory relationship, compliance, dispute handling, legal requirement, or a request you made. If you become a client, records may be retained in accordance with applicable company, regulatory, and legal requirements.

Your data privacy rights

Under the Data Privacy Act, data subjects have rights over their personal information, including the rights to be informed, access, object, rectify, erase or block, secure data portability where applicable, file a complaint, and claim damages where warranted.

Your choices

You may request access, correction, deletion, restriction of follow-up, withdrawal of optional educational/marketing consent, or discontinuation of communications by contacting Steven at plukstevencheca@gmail.com.

Important reminder

Please do not submit highly sensitive personal, medical, identification, payment, or confidential information through public chat or unsecured channels unless specifically requested through the proper official process.

Last updated: July 2026.